Accept PayNow payments through Idle

PayNow is Singapore's instant payment rail, and PayLah is the consumer wallet that pays over it. Both are live in Idle today through the built-in Stripe integration - clients pick PayNow or PayLah at booking or checkout, pay instantly, and Idle reconciles it against the booking or sale automatically. No card needed, supported by Singapore's banks.

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What it does

PayNow is the Singapore standard for SMB-to-customer payments, and PayLah is the DBS consumer wallet that pays over it. In Idle, PayNow and PayLah are offered as payment methods through the built-in Stripe integration - there's nothing separate to sign up for. Clients can pay deposits or settle in full by PayNow or PayLah at booking and at in-store checkout, funds settle straight to your bank alongside your card payments, and every transaction is reconciled against your Idle sales data automatically.

How it works in Idle

1
Stripe is enabled in Idle's payments settings out of the box - PayNow and PayLah come with it
2
Choose where to accept payment - booking deposit, full pre-payment, or in-store checkout
3
Clients pick PayNow or PayLah at booking or checkout and pay instantly through Stripe
4
Idle marks the booking or sale paid and reconciles it against your sales report automatically

Setup time: Built in by default - PayNow and PayLah are live through Stripe as soon as your store is set up.

What it enables

Instant PayNow & PayLah deposits at booking

Full pre-payment for high-value services

In-store PayNow & PayLah at checkout via Stripe

Funds settled straight to your own bank

Automatic reconciliation in your sales report

PayNow FAQs

How do PayNow and PayLah work in Idle?

PayNow and PayLah are offered as payment methods through Idle's built-in Stripe integration. Clients choose PayNow or PayLah at booking or checkout, pay instantly, and Idle reconciles the payment against the booking or sale - no separate PayNow setup needed.

What does it cost to take PayNow in Idle?

PayNow and PayLah are processed through Stripe, so Stripe's published rates for those methods apply (set by Stripe, accurate May 2026); Idle adds no markup on payment processing. There's no separate PayNow network fee charged through Idle.

How do refunds work with PayNow deposits?

Refunds are issued from within Idle and processed back through Stripe to the customer's original PayNow or PayLah payment. Full and partial refunds are supported, and Idle records each refund against the original booking or sale.

Do I need a separate PayNow merchant account?

No. Because PayNow and PayLah run through Idle's built-in Stripe integration, there's no separate PayNow corporate account to set up - it works for any Singapore business once Stripe is enabled on your store.

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Stripe

Stripe is built into Idle by default. Accept card, Link, PayNow, PayLah, and GrabPay; settles straight to your bank. Stripe's rate is 3.4% + S$0.50 per domestic card charge, no Idle markup.

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